Currency exchange office of the mortgage bank. If you have completed the early termination of your fixed-rate mortgage in order to move to another institution, it will often be more difficult to switch providers.
Now I want to switch to a cheaper lender. We also transfer other banking products such as mortgages and deposits. When changing banks, we make sure that no aspect is forgotten.
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You can set up a customer account with us on the Internet – whenever and wherever you want – or on-site at one of our branches. The balance letters to the previous bank and credit card institutions are prepared by us in such a way that you can solve the business relations.
The letters for the payer of regular payouts are written by us. In addition, we inform the recipients of your current services (standing order, LSV +, e-banking, etc.) such as health insurance companies, landlords or insurers your bank account.
We also transfer other banking products such as B. Financing and deposits. In doing so, we make sure that no aspect is left out when changing banks.
You will find contemporary, tailor-made mortgage models with us, which are divided into the structure of interest rates and maturities. You have a clear relationship to the fixed-rate mortgage: the amount, interest and maturity are determined in advance. Even with rising interest rates on the capital market, there will be no change in the fixed-rate mortgage. The fixed interest rate allows you to plan your expenses in the best possible way.
An indirect write-down on the fixed-rate mortgage is possible
\With the Flex mortgage one benefits from the market: If the market interest (LIBOR interest rate) falls, one profits from quarterly interest rate adjustments due to interest rate cuts. If interest rates rise, it is possible to switch to another mortgage model by the end of the next quarter. The period of the flexible mortgage is arbitrary between 2 and 5 years.
Indirect redemption of the Flex mortgage is possible. The variable mortgage is the flexible mortgage model. It has no fixed maturities and the interest rate depends on the conditions on the money and capital markets. You also have the option to change to another mortgage product at any time. Currently, a variable rate mortgage is available from 2.875%.
The loan will be exchanged for a mortgage upon completion. The interest on mortgage loans currently amounts to 1.50% net during the construction period.